Flood Insurance

Even if your home or business is located away from water or is covered by a homeowner or business insurance policy, you may still need Flood Insurance. Groundwater flooding can cause damage to buildings on higher ground many miles from a body of water.  What most people don’t know is that over 20 percent of flood insurance claims originate from areas that are NOT considered to be “high flood-risk”. Homeowner and business insurance policies generally exclude flood related losses because of the catastrophic nature of floods. Affordable flood insurance protection is available and is often an important component of a sound insurance program.